Pennsylvania Paycheck Calculator
Estimate your Pennsylvania take-home pay in seconds. This free Pennsylvania paycheck calculator breaks down federal income tax, Social Security, Medicare and Pennsylvania's flat 3.07% state income tax from your gross pay for 2026.
Calculate your Pennsylvania take-home pay
How your Pennsylvania paycheck is calculated
Your paycheck is your gross pay minus federal income tax and FICA. For 2026, this calculator applies the seven federal brackets (10% to 37%) to your taxable income — your gross pay minus any pre-tax deductions and the $16,100 single standard deduction. FICA adds Social Security at 6.2% (on wages up to the $184,500 cap) and Medicare at 1.45% on all wages, with an extra 0.9% above $200,000.
Pennsylvania has the simplest state income tax in the country: a flat 3.07% on compensation, with no standard deduction, no personal exemption and no brackets. That simplicity cuts both ways — unlike the IRS, Pennsylvania does not let you exclude 401(k) contributions from taxable wages, so the 3.07% is applied to your full gross pay here. Used as a salary calculator Pennsylvania residents can check each payday, this tool deducts federal tax, FICA and the flat state tax to reach your net pay. It does not include the local earned income tax that most municipalities and school districts collect, Philadelphia's wage tax, or the small employee unemployment compensation contribution withheld in Pennsylvania, so your actual stub will show slightly less.
Pennsylvania take-home pay by salary (2026)
The table shows estimated annual and biweekly take-home pay for a single filer with no pre-tax deductions, the way a paycheck calculator Pennsylvania workers use would for common income levels. Because the state tax is flat with no deduction, Pennsylvania state tax is always exactly 3.07% of gross — the effective rate never changes.
| Annual gross | Pennsylvania state tax | Annual take-home | Per biweekly paycheck |
|---|---|---|---|
| $40,000 | $1,228 | $33,092 | $1,273 |
| $60,000 | $1,842 | $48,548 | $1,867 |
| $80,000 | $2,456 | $62,654 | $2,410 |
| $100,000 | $3,070 | $76,110 | $2,927 |
How to use this calculator
- Enter your gross salary into the Pennsylvania salary calculator. Type your annual gross income before taxes. Use your total pay before any withholding or deductions.
- Choose how often you are paid. Enter your pay periods per year — 52 for weekly, 26 for biweekly, 24 for semi-monthly, or 12 for monthly. This paycheck calculator Pennsylvania workers can revisit each payday divides the year across your checks.
- Add any pre-tax deductions. Include annual 401(k) or pre-tax health contributions. They lower your federal taxable income, but Pennsylvania still taxes 401(k) deferrals, so the state tax here is applied to your full gross pay.
- Calculate your Pennsylvania take-home pay. Press Calculate to see your net pay per paycheck, plus a breakdown of federal tax, FICA and Pennsylvania state income tax withheld.
Frequently asked questions
Is this Pennsylvania paycheck calculator free?
Yes. It is free, needs no sign-up, and runs entirely in your browser.
What is Pennsylvania's income tax rate for 2026?
Pennsylvania levies a flat 3.07% personal income tax on compensation for the 2026 tax year. There is no standard deduction and no personal exemption, so the rate applies from the first dollar of wages.
How accurate is this Pennsylvania salary calculator?
It uses 2026 federal brackets, the $16,100 federal standard deduction, current FICA rates and the flat 3.07% state rate on full gross pay, assuming single filing. It leaves out local earned income tax and Philadelphia's wage tax, so treat results as an estimate.
Is there a salary calculator Pennsylvania hourly workers can use?
Yes — this one. Multiply your hourly rate by the hours you work per year (2,080 for a standard 40-hour week), enter that total as your gross income, and choose your pay periods to see the per-check amount.
Does Pennsylvania tax my 401(k) contributions?
Yes. Pennsylvania treats elective 401(k) deferrals as taxable compensation in the year you earn them, even though they are excluded from federal wages. That is why the state tax in this calculator is applied to your full gross pay while the federal calculation subtracts your pre-tax deductions.
Why is my Pennsylvania paycheck smaller than this estimate?
Most Pennsylvania workers also pay a local earned income tax to their municipality and school district, and Philadelphia residents and commuters pay the city wage tax instead. A small employee unemployment compensation contribution is withheld too. None of these are included here.
Sources
- IRS — Tax inflation adjustments for tax year 2026 (standard deduction and brackets)
- IRS — Topic no. 751, Social Security and Medicare withholding rates
- Pennsylvania Department of Revenue — Personal income tax (3.07 percent rate, no standard deduction)
- Pennsylvania Department of Revenue — PA PIT Guide: Gross compensation (treatment of retirement plan deferrals)