Arizona Paycheck Calculator
Estimate your Arizona take-home pay in seconds. This free Arizona paycheck calculator breaks down federal income tax, Social Security, Medicare and Arizona's flat 2.5% state income tax from your gross pay, with a per-paycheck breakdown for 2026.
Calculate your Arizona take-home pay
How your Arizona paycheck is calculated
Your paycheck is your gross pay minus federal income tax and FICA. For 2026, this calculator applies the seven federal brackets (10% to 37%) to your taxable income — your gross pay minus any pre-tax deductions and the $16,100 single standard deduction. FICA adds Social Security at 6.2% (on wages up to the $184,500 cap) and Medicare at 1.45% on all wages, with an extra 0.9% above $200,000.
Arizona has the lowest flat income tax of any state that taxes wages: a single 2.5% rate on taxable income, in place since tax year 2023. Arizona's standard deduction mirrors the federal amount, so for 2026 a single filer subtracts $16,100 before the 2.5% applies, and there is no city or county income tax. Used as a salary calculator Arizona residents can rely on, this tool deducts federal tax, FICA and the flat state tax to reach your net pay. One Arizona quirk: your employer withholds a flat percentage of gross wages that you pick on Form A-4, so the state tax on your pay stub may differ from the annual liability estimated here — any gap is settled when you file.
Arizona take-home pay by salary (2026)
The table shows estimated annual and biweekly take-home pay for a single filer with no pre-tax deductions, the way a paycheck calculator Arizona workers use would for common income levels. Because Arizona's tax is flat, your marginal state rate stays 2.5% no matter how much you earn.
| Annual gross | Arizona state tax | Annual take-home | Per biweekly paycheck |
|---|---|---|---|
| $40,000 | $598 | $33,723 | $1,297 |
| $60,000 | $1,098 | $49,293 | $1,896 |
| $80,000 | $1,598 | $63,513 | $2,443 |
| $100,000 | $2,098 | $77,083 | $2,965 |
How to use this calculator
- Enter your gross salary into the Arizona salary calculator. Type your annual gross income before taxes. Use your total pay before any withholding or deductions.
- Choose how often you are paid. Enter your pay periods per year — 52 for weekly, 26 for biweekly, 24 for semi-monthly, or 12 for monthly. This paycheck calculator Arizona workers can revisit each payday divides the year across your checks.
- Add any pre-tax deductions. Include annual 401(k) or pre-tax health contributions. Arizona starts from your federal adjusted gross income, so these lower both your federal and Arizona taxable income.
- Calculate your Arizona take-home pay. Press Calculate to see your net pay per paycheck, plus a breakdown of federal tax, FICA and Arizona state income tax withheld.
Frequently asked questions
Is this Arizona paycheck calculator free?
Yes. It is free, needs no sign-up, and runs entirely in your browser.
What is Arizona's income tax rate for 2026?
Arizona has a flat 2.5% individual income tax for the 2026 tax year, the same rate that has applied since 2023 when the state replaced its graduated brackets. It is charged on taxable income after the standard deduction, which matches the federal amount ($16,100 for single filers in 2026).
How accurate is this Arizona salary calculator?
It uses 2026 federal brackets, the $16,100 federal and Arizona standard deductions, current FICA rates and the flat 2.5% state rate, assuming single filing. It estimates annual liability rather than your Form A-4 withholding election, so treat results as an estimate.
Is there a salary calculator Arizona hourly workers can use?
Yes — this one. Multiply your hourly rate by the hours you work per year (2,080 for a standard 40-hour week), enter that total as your gross income, and choose your pay periods to see the per-check amount.
Why does my Arizona pay stub show a different state tax amount?
Arizona employers withhold a flat percentage of your gross wages that you select on Form A-4, not a bracket-based amount. If you chose a percentage above or below your true 2.5%-on-taxable-income liability, you will get a refund or owe the difference at filing time.
What is the difference between gross and net pay?
Gross pay is your salary before deductions. Net, or take-home, pay is what remains after federal tax, FICA and Arizona state income tax are withheld.
Sources
- IRS — Tax inflation adjustments for tax year 2026 (standard deduction and brackets)
- IRS — Topic no. 751, Social Security and Medicare withholding rates
- Arizona Department of Revenue — Individual income tax information (flat 2.5% rate)
- Arizona Department of Revenue — Individual income tax highlights (standard deduction by tax year)